Are you ready to achieve financial freedom?

Financial freedom is all about taking control of your finances. I believe that anyone can transform their financial situation.

However, if you don't have a healthy relationship with money, you'll continue to encounter money issues.

In this blog, I share a simple method for managing your money for financial freedom.

If you are tired of living paycheck to paycheck, you'll want to read this.

Watch the video below:

(Click here to watch on YouTube)

Do you want a copy of my FREE money management spreadsheet for creating financial freedom? CLICK HERE to download it!

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You can't earn your way to financial freedom.

A lot of people can earn a lot of money, but they don't know how to hold on to it. As a result, they fall into debt. I can relate to this. There was a time in my life where I was in a lot of debt. I didn't have a system or a method for managing my money.

I had money coming in, but I was freely spending it and not paying attention to where it was going. When I received my credit card statements every month I realized that I was spending more than I could afford. Even worse, I continued this behavior and kept digging myself into a financial hole.

It wasn't until I learned how to manage my money that I finally felt in control of my finances. I'm going to share a money management system with you that I used to get myself out of debt and achieve financial freedom. You can apply this system easily to your financial situation.

The habit of doing this exercise is more important than the amount of money that you have in the bank. If you can't manage the money that you have right now, you will not be able to handle larger sums of money.

Watch the video above where I share my computer screen and walk you through the money management spreadsheet that helped me achieve financial freedom!

Money Management Method – The JARS System

I learned a simple, yet powerful money management method from T. Harv Eker. In his book, Secrets of the Millionaire Mind: Mastering the Inner Game of Wealth he teaches you how to manage your money for financial freedom. He suggests that you break down the money that you make and your expenses into six jars or categories.

Category #1 – Necessities (55% of your income)

These are things like your rent, mortgage, utilities, groceries, gym membership, car payments, phone bills, etc. You want to make sure that 55% of your income is going towards the things you need every day to live your life.

Category #2 – Fun (10% of your income)

It's important to focus on your goals, but you also want to make sure that you're enjoying your life. This is your play money for activities that you enjoy, like dining out, traveling, or pampering yourself.

If you're enjoying the benefits of your money, you will link pleasure to the process of having money. In short, having fun will motivate you to make more money.

Category #3 – Education (10% of your income)

A lot of people settle for whatever amount of money that they make. They don't aspire to achieve more. Saving money can be hard, but when you take the time to learn about money and invest in yourself, the process can be enjoyable.

I believe in the power of education. Investing in myself has been one of the most important things that I’ve done that have contributed to my success in life. In the words of billionaire investor Warren Buffett, “Ultimately, there’s one investment that supersedes all others: Invest in yourself.”

One of the best ways to improve your finances is to learn from others who have achieved the success that you desire. You can invest in their knowledge and learn directly from them. This knowledge can be consumed in the form of books, seminars, mentors, and coaches.

Category #4 – Long-Term Savings (10% of your income)

This is your “emergency fund” money that you don't touch. You never want to be in a position where a crisis hits and you have zero savings.

Ideally, you want to make sure that you have 3-6 months' worth of your expenses put aside in a savings account for emergencies. Also, you want to allocate a certain percentage of your income to a future goal that you want to achieve, like buying a home.

Category #5 – Financial Freedom (10% of your income)

This involves taking a percentage of your money and investing it into assets that can appreciate over time. This could be investing in cryptocurrency, building an online business, developing an app, or building a YouTube channel or blog.

There are so many investment opportunities available to you. However, if you don't put aside money for your freedom, money won't magically fall into your life. If you have to cut back on your necessities to put money aside for your freedom, do it. Otherwise, there is no possibility of achieving financial freedom.

Category #6 – Contribution (5% of your income)

This could involve giving a portion of your earnings to a charity or giving money to the homeless. Not only is contribution great for others, but it's also important for you. Authentic fulfillment comes from contributing to others.

It trains your brain to operate from a place of abundance rather than scarcity and fear. When you have your hands open to receive, more good things will flow into your life. However, if you're worried to give anything away, you cannot receive more.

Wherever you are starting from is OK.

We all start somewhere. However, you will never get to where you want to go if you don't know where you are. You want to create your personalized money management system based on your current financial situation.

As an example, if you go through this spreadsheet exercise and realize that 90% of your income is going towards your necessities, that means that you've got no money left for the other categories that I shared above. If this is the case, you've got to get creative and figure out how you can lower your necessities.

It comes down to determining which of the categories you can't afford to do right now, in the pursuit of achieving financial freedom. At the beginning of my entrepreneurial journey, I was willing to sacrifice fun because freedom was more important to me.

In my opinion, staying consistent with your education is critical. If you don't grow, you'll stay stuck. Your income is in proportion to your level of personal development. The more that you develop yourself, the more money that you'll make.

This is how to manage your money for financial freedom.

I hope that this money management system proves to be as life-changing for you as it was for me. Listen, I know what it's like to struggle financially.

However, your past financial mistakes do not have to define your future. Take ownership of your mistakes, learn from them and focus on creating the financial freedom that you desire and deserve.

Do you want a copy of my FREE money management spreadsheet for creating financial freedom? CLICK HERE to download it!

Are you ready to create insane wealth and build a life that you never need a vacation from?

Inside this blog, I share how you can become a millionaire in 5-15 years. If you're sitting there thinking, “I wish I didn't have to wait such a long time to get rich” this is your wake-up call.

Building wealth is a long game that requires healthy financial habits. Wealthy people have mastered the long game.

They have a clear understanding of their financial vision. More importantly, they take actionable steps every single day to maximize their chances of fulfilling their long-term goals.

Keep reading to find out my 10 steps for creating wealth, even if you have no money!

Watch the video below:

(Click here to watch on YouTube)

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Are you ready to create long-term wealth and build a profitable online business? CLICK HERE to take my FREE 60-second quiz to find out which business model is best for you! 

This is how to create wealth, even if you're starting from zero.

A lot of people want to know what the magic bullet is for creating wealth fast. Unfortunately, there is no get-rich-quick scheme to becoming ultra-successful. Eighty percent of wealth is based on one's psychology, while only 20 percent is based on mechanics.

This is why I am a believer in developing a millionaire mindset before doing anything else. Wealthy people think and act differently. Cultivating a millionaire mindset is what will help you reach your long-term financial goals.

I recently read an article by CNBC that talked about the net worth that each generation says they need to be considered wealthy in 2021:

• Millennials (aged 24-39) – $1.4 million
• Gen X (aged 40-55) – $1.9 million
• Baby Boomers (56-74) – $2.5 million

When I was 27 years old I became a millionaire. It was an amazing experience to hit that milestone. Honestly, I achieved that goal with some mixed feelings. Once I made one million dollars, I soon realized that it wasn't enough money.

I was been born and raised in Vancouver, Canada which is one of the most expensive places in the world. I can't even buy a 1,500 square foot condo in Vancouver for $1,000,000!

Of course, the amount of money that you need to live comfortably will be based on where in the world you live. Nevertheless, I want to encourage you to think bigger than the net worth figures that you see above.

At the end of the day, it's up to YOU to define what wealth means to you.

How much money do you really need? What financial goal do you want to strive towards? I encourage you to take some time to reflect upon and answer these questions.

Inside this blog, I'm going to share 10 steps for creating wealth that will allow you to become financially free. I've broken down these 10 steps into the following 4 stages.

Stage 1 – Mindset 

The first stage lays the foundation for your success. It encompasses your strategy, habits, psychology, and mindset.

A lot of people try to create wealth by starting a business or by investing. Unfortunately, they forget about the inner game of success. If you believe that you deserve success, naturally you will do whatever it takes to become successful.

However, if you have not yet done the work to reprogram your limiting beliefs, you'll only end up sabotaging your success. It's the inner game that produces the outer results.

Stage 2 – Hustle 

The second stage is all about the hustle. If you want to become wealthy, you will have to take massive action and work harder than you've ever worked in your life. In effect, you'll have to do what most people will not do. If you master stage 1, you'll be fully ready for this stage.

Stage 3 – Investing 

The third stage is all about investing. Once you have money, it's so much easier to make more money. Investing allows you to create large sums of money without a lot of effort.

I am currently in this stage. I don't need to hustle anymore. Typically, I only work 10 hours per week. I make more money investing than I do in my business.

If you're still hustling then you're not learning how to leverage your skills and make your money work for you. Figure out how you can get more results with less effort. The goal is to work smarter, not harder.

Stage 4 – Optimization

This is when you optimize your taxes. The biggest expense you'll ever pay is in taxes. Some people ask me, “Why did you move from Canada to Panama?” One of the main reasons was tax optimization.

By living in Panama I save millions of dollars in taxes. That is what has allowed me to accelerate my net worth. It would have taken me years to do this if I was still living in Canada. Half of my income would have gone towards taxes.

Ten Steps For Creating Wealth 

I want to compel you to take notes as you move through these steps. My outcome isn't merely to give you information. Rather, I want you to implement what it is that I'm going to teach you.

Consuming information and then taking massive action is the recipe for radically transforming your life. These steps aren't easy, but they are simple. Let's dive in!

Step #1 – Create A Vision & Purpose For Creating Wealth

If you don't know the kind of lifestyle that you want to have, you'll never be able to figure out how much money you will need.

In my early 20s, I decided to write out what my ideal day would look like. I used my imagination and shifted into a mindset of possibility. I would recite my vision out loud to myself every day. Doing so made it feel real.

Another great way to make your vision a reality is to create a vision board. When you do either of these exercises make sure that you dream BIG. It will keep you hyper-focused and inspired to build the lifestyle that you desire.

You can take it one step further and do dream building. This is where you go to open houses that are outside of your price range. Browse around and get a feel about what it would be like to live in your desired home. Similarly, you could go to a car dealership and take a Ferrari for a test drive.

Once you know what your vision is you need to get clear on what your purpose is. Why do you want to create wealth? This is the 80% that will lead to your success.

I challenge you to create 100 reasons why you want success.

If you can ingrain those truths into your psyche, you will be successful. Here's what I know to be true… if you have a strong enough ‘WHY', you will continue failing forward.

If you can't find a way, you'll make a way. Metaphorically speaking, you'll go over the wall, through the wall, and around the wall. If you want success badly enough, you'll do anything to achieve it.

Step #2 – Cultivate A Wealth Mindset & Habits

First, if you want to create wealth, there are certain beliefs that you need to reprogram. How you were taught to think about money when you were growing up determines your relationship with money in adulthood.

These are referred to as “money scripts” – your values and beliefs about money that you grew up with that impact your habits today. Oftentimes, people aren't even consciously aware of how these beliefs impact them negatively. 

For example, if your parents taught you that money is bad and that rich people are evil, what are the chances of you becoming a rich person? You won't! As long as you link pain to wealth, you'll never become wealthy.

Instead, if you link pleasure to people who are wealthy, you will be motivated to create wealth. One of the best ways to reprogram your money scripts is to study wealthy people – read their books, go through their courses, and attend their seminars. Find out what they are doing.

Success always leaves clues. I published a video on my YouTube channel where I walk you through my top 10 books for creating financial freedom. I encourage you to take the mindset and strategies of these authors and apply them to your life.

Second, I want to empower you to learn how to delay gratification A lot of people make money, and then they spend it right away. If you can delay gratification, save your money, and invest it into your future, you will create more wealth. You've got to be willing to make short-term sacrifices for long-term gain.

Third, you need to build a strong work ethic. Cultivate the habit of over-delivering.

Be the best at what you do every single day.

Go above and beyond. In the business world, this habit will serve you tremendously when it comes to building a brand and creating raving fans.

Finally, always strive to fail forward. Failure is an inevitable part of doing business.

When things don't work out the way that you expected they would, don't put your head in the sand and give up. Rather, find the opportunities from growth and learn from your mistakes.

The goal is to move from failure to failure without losing your enthusiasm. Ultimately, by failing forward you will become more resilient which will ensure that you never give up.

Step #3 – Know Where You're Starting From

You have to know what your current net worth is. That is the number that matters most. It's not how much money that you make that matters. Rather, it's how much money that you keep. If you're living paycheck to paycheck you will never get ahead in life.

The way that you determine your net worth is by knowing what your assets and liabilities are. Your assets are things like cash in the bank, investments, your online business, or your computer. An example of a liability would be debt.

For example, let's say that you had $5,000 in the bank, but you had $40,000 in student loan debt. If you took your assets and subtracted your liabilities, you would have a $-35,000 net worth. Yes, a student loan debt can be an investment IF it gets you a great job, but at this moment it's a liability.

Tracking your assets and your liabilities every 3 months on a spreadsheet is a great strategy to consistently knowing your net worth. You want to make sure that your net worth goes up every quarter. That's how you measure your progress over time.

Step #4 – Master Money Management

You have to become a master of money. This means that you have to know what your income and expenses are, and you have to track your finances. All wealthy people are great money managers.

The key to creating wealth is to spend less than you earn and invest the difference. From there, you want to re-invest those profits to create even more wealth. If you are spending what you earn, there will be no difference that you can save or invest.

Thus, you'll just keep spinning your wheels and never get ahead financially. If you can't manage the money that you currently have, you won't be able to manage millions of dollars. It's that simple.

Make it a habit of managing your finances. A great way to do this is by tracking your income and your expenses weekly. The reason why I suggest doing this every week is that it allows you to set a budget for yourself. If you overspend in one area of your life, you will be better able to catch yourself and make an adjustment.

Also, you want to make sure that you have 3-6 months' worth of savings of whatever your monthly expenses are. For example, if your experiences are $2,000 per month, you want to have $6,000 saved.

This is your emergency money. If you end up losing your job or have a medical expense that you have to pay for, this money will help you sleep at night. You never want to be in a position where you have zero savings and you have to sell your investments for an emergency.

Step #5 – Set Financial Goals

Your financial goals are the stepping stones that allow you to turn your vision into a reality. You'll have to set many different types of financial goals, whether that's paying off debt, launching your product, or creating a monthly budget.

When you are setting your goals, you want to make sure that they are SMART (Specific, Measurable, Achievable, Relevant, and Time-based). As an example, let's say that you want to publish a Kindle book on Amazon. Here is an example of how you would use the SMART goal criteria to set that goal:

• Specific: I will write a book about how to be more productive and it will be 100 pages long.
• Measurable: I will write one chapter every two weeks.
• Attainable: I will finish the book in 1 month. Once it is completed, I will publish it on Amazon.
• Relevant: Writing a book on productivity will help me grow my coaching business.
• Time-based: I will sell 100 copies of my book in 6 months.

I would suggest setting weekly, monthly, quarterly, and yearly goals where you determine how much money you want to make. Every time that you achieve a goal, you will gain confidence and momentum. Success breeds more success.

Step #6 – Choose Your Vehicle For Creating Wealth

You want to reflect on what your vision is and figure out which vehicle will allow you to create the wealth that you desire. Here is my story about how I ended up choosing my vehicle.

Early on I knew that if I went to university and invested $100,000 into my education, I could end up getting into a lot of debt in my 20s. If I started making $60,000 per year in a job, I knew that it would take me years to pay off my debt.

If I continued to gain experience in a role perhaps I could eventually make $100,00 per year. However, there would be no way to know for sure. As a result, I knew that this path would not lead to the vision that I had for my life.

I realized that the most successful people were entrepreneurs. They took their ideas, turned them into a reality, and profited from their passion.

A lot of people start a business with very little money. However, if they commit to the process, they can end up becoming extremely wealthy in 5-10 years. I started studying these types of people. I read their books, took their courses, attended their events, and listened to their podcasts.

Taking it one step further, I even found ways to add value to successful people so that I could be mentored by them. I started to implement their success habits into my daily life. Within a few years, I had an online business that was making incredible money.

Entrepreneurship was the vehicle that transformed my entire life. Everyone is different. Only you can decide which vehicle is best for you and your life.

Step #7 – Master Your Wealth Vehicle

Once you know what your wealth vehicle is, you need to master it! Who do you need to learn from? Which books do you need to read? What mindsets and habits do you need to cultivate?

Determine how you can immerse yourself in your chosen vehicle within the next year so that you can become a master of your craft. You won't achieve massive success by chasing shiny objects and being a jack-of-all-trades.

Rather, you need to stay focused on one thing and go deep with it. Furthermore, you want to figure out which high-income skill(s) you need to cultivate that will make you rich. For me, this was speaking and coaching. Focus on being great at one or two things and leverage them.

If you decide to build an online business, two of the most important high-income skills that you should master are sales and marketing. They are the lifeblood of every business.

Step #8 – Create Leverage To Scale Your Wealth

When you start a business and you find your high-income skill, that's enough to make you a 6-figure income. However, if you want to create the next level of wealth, the next step is learning how to create leverage and scale your vehicle.

This is where you start working smarter and leverage the power of outsourcing. One of the biggest challenges that entrepreneurs face is that they try to do everything on their own. However, you can't scale your business if you're wearing all of the hats. Time is money.

At a certain point, you've got to know what your time is worth. You want to be spending time on things that produce the most revenue.

Financial success is the result of you working ON your business instead of IN your business. That should always be the end goal. You don't want to be a business operator. Rather, you want to be a business owner.

Step #9 – Invest For Financial Freedom

At this stage, you want to figure out how you can make your money work for you. You should have over $1,000 per month to invest.

There are a variety of different investment vehicles that you can choose from, whether it's real estate, stocks, ETFs, or investing in other businesses.

Pick 1-2 vehicles and go deep with them. For me, that has been investing in stocks and cryptocurrencies. You want to get clear on your investing strategy and not dilute your focus. Most of the top entrepreneurs in the world have moved into this stage.

Step #10 – Optimize Your Wealth

At this stage, you're making a lot of money. Your taxes become the biggest expense that you have. You want to figure out a strategy for how you can pay less. When I started making millions of dollars and paying half of my income in taxes, I decided to give up my Canadian residency.

I moved to Panama, became a digital nomad, and set up an offshore corporation in Singapore. It cost a lot of money to do this, but I knew that it would be worth it. If I did this for a few years I knew that I would save millions of dollars in taxes, and that is exactly what happened.

I invested the money that I saved. As a result, I've built my net worth faster than I ever would have had I stayed in Canada.

Another thing that you're going to focus on at this stage is diversification and allocating your investments. I don't want to have all of my investments in stocks. Rather, I want to branch off and have them in different asset classes, long-term. Always think big picture about how you're going to create the next level of wealth. Decide what amount of money will allow you to live life on your terms.

These are the 10 steps for creating wealth (even if you have no money right now).

I promise you that if you follow the above 10 steps and you go deep with each one of them, there is no limit to how much money you can make. Start the journey of creating financial freedom and building your dream lifestyle today!

Are you ready to create long-term wealth and build a profitable online business? CLICK HERE to take my FREE 60-second quiz to find out which business model is best for you!

If your goal is to achieve financial freedom, you should invest in Vanguard index funds.

Investing in index funds allows for diversification, which is why they are one of the smartest investment decisions that you can make.

When you buy shares of a Vanguard index fund, your money is invested in a diversified portfolio of assets that track an underlying market index.

Inside this blog, I share the 7 best Vanguard index funds that I invest in and hold myself. If you're ready to start growing your money, keep reading!

Watch the video below:

(Click here to watch on YouTube)

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Index funds offer a low–risk way to invest your money.

For this reason alone, if you're a beginner investor, the best way to get started is through investing in index funds. Keep in mind that there is a time and place for buying individual companies.

Picking stocks requires a more advanced skillset. You have to be able to evaluate companies, look at balance sheets and assess where a specific company will be 5-to-20 years down the road. Not a lot of people can do that correctly or consistently. Index fund ETFs are a passive way of investing your money.

An ETF is an exchange-traded fund. It gives you the ability to buy one stock on the stock exchange and gives you exposure to many different companies. An index is like the S&P 500, which are the top 500 companies in the world. Investing in the S&P 500 gives you diversification across many different sectors.

The historical return of the S&P 500 is about 9-10% per year. That's a great investment. The difference between an ETF or an index fund like the S&P 500 is that it's just tracking an index.

On the other hand, a mutual fund will have an active mutual fund manager. Thus, there will be more expenses involved because a manager is trying to beat an S&P 500. Unfortunately, 96% of mutual fund managers fail at doing so.

This is why you're better off investing in an index fund ETF.

Because there is no active management involved with an ETF, there aren't any fees associated with it. That's why I love Vanguard products. They have the lowest fees.

Even though you may be tempted to invest in individual companies, I would encourage you to build a foundation of ETFs and index funds first. Over time, you can decide what percentage of your money you want to invest in individual stocks.

*** Disclaimer *** I'm not a financial planner or an advisor. I've just been investing for a long time. 

Please do your due diligence before you make any investment decision. On top of that, make sure that you understand the risks associated with the investments that you make. All of those factors will determine what you invest in and how much money you invest. I do my index funds research on Yahoo Finance.

Watch the video above where I share my computer screen and show you the 7 Vanguard ETFs that I invest in!

Of the 7 Vanguard index funds that I talk about below, keep in mind that you don't have to own all of them. Many of them are redundant, meaning that you will end up owning a lot of the same companies.

7 Best Vanguard Index Funds

1. Vanguard S&P 500 Index (VOO)

The S&P 500 has been performing well, especially since the market crashed back in March 2020. When you invest in this ETF you're getting exposure to fantastic companies like Apple, Microsoft, Tesla, Amazon, Google, Berkshire Hathaway Inc., and Johnson & Johnson to name a few.

There is rarely a dip in this ETF. However, whenever there is, I tend to buy more. That being said, I still do dollar-cost averaging, meaning that every month I put a certain amount of money into this ETF.

2. Vanguard Total Stock Market Index (VTI)

This ETF gives you exposure to the total U.S. stock market, not just large-cap stocks. It has over $1 trillion in net assets. The yield is 1.43% and the expense ratio is 0.03%. The holdings are redundant to VOO.

However, you're also getting exposure to a variety of other great companies that you wouldn't normally get exposure to. For this reason alone, I like to hold this fund. The Canadian version of this ETF is VFV.TO.

3. Vanguard Total World Market Index (VT)

With this ETF you're getting exposure to the entire world's economy. The yield is 1.66%, the expense ratio is o.o8%, and the net assets are $24 billion.

Sometimes when there are fewer net assets, there is less trading volume. Thus, it may be harder to liquidate this index fund at a certain price. However, keep in mind that you're buying these products for the long-term.

4. Vanguard High Dividend Yield Index ETF (VYM)

This ETF invests in companies that pay high dividend yields. Thus, they won't invest in high-growth companies, like Amazon or Tesla, that don't pay any dividends. The reason why high-growth companies do this is that they want to reinvest their profits back into their business to grow it.

Even though you may not be receiving dividends from those companies, you will make your money in capital appreciation over the long-term. I like to receive some dividends as well. By owning this ETF, I can get a higher yield and make more profit from it.

Keep in mind that the performance of dividend stocks isn't going to grow as much as the previous index funds will. They are paying out profits in the form of dividends.

This ETF has $40 billion in net assets. The expense ratio is o.o6% and the yield is 3.19%. That's a lot higher than the other two ETFs. Thus, you are going to get a higher dividend yield.

5. Vanguard Real Estate Index Fund ETF (VNQ)

This ETF owns REITs, which is a real estate investment trust, allowing you to get broad exposure to different types of real estate (commercial, shopping centers, office buildings, residential, etc.). This is a great long-term investment.

One thing that I don't like about real estate is the time it takes to buy and close on a property, on top of all the legal fees that are involved. Conversely, investing in REITs gives you the ability to buy and sell real estate on the same day.

I don't have to have a large sum of my money tied into one property. I love the flexibility that this ETF provides. It has $61 billion in net assets, the yield is 3.92%, and the expense ratio is 0.12%.

6. Vanguard Information Technology Index Fund ETF (VGT)

This is a great ETF for those of you who want to bet on tech, long-term. Tech has been performing incredibly well. Since the onset of the pandemic, big tech companies have been fueling a lot of growth.

This ETF is currently trading at $368 per share. That's something to keep in mind if you're thinking of investing in it. It has $46 billion in net assets, the yield is 0.83%, and the exposure ratio is 0.10%.

7. Vanguard Dividend Appreciation Index Fund ETF (VIG)

This ETF invests in companies that pay dividends, but also have a record of increasing their dividends over time. A lot of the companies are dividend aristocrats, which are the top 65 companies on the S&P 500. These companies have increased their dividends every single year for 25 consecutive years.

I love companies like this. Keep in mind that the growth of this ETF is not as high as the other ETFs, but you have to factor in the dividends that you will receive. The net assets of this ETF are $62 billion dollars, the yield is 1.67% and the expense ratio is 0.06%.

Some other ETFs that I suggest you research and buy into are Vanguard Energy Index Fund ETF (VDE), Vanguard Consumer Staples Index Fund ETF (VDC), and Vanguard Consumer Discretionary Index Fund ETF (VCR).

These are the 7 best Vanguard index funds.

If you're a beginner investor and your goal is to achieve financial freedom, investing in index funds is the way to go. These 7 index funds are a staple in my investment portfolio. I will never sell them.

Like I said above, you don't have to buy all of them. The ETFs that are best for you will depend on what you can afford. Happy investing!

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How long does it take to become a millionaire?

This is the million-dollar question that everyone wants to know. Popular media loves to promote get-rich-quick stories of success.

Don't get me wrong… they exist. But they are not the norm. For the vast majority of millionaires, success is a long-term game.

As someone who has created a multi-million dollar business, I can attest to this.

Inside this blog, I share with you how to grow your wealth the smart way so that you can get rich AND stay rich.

If you're ready to build a million-dollar mindset, read this…

Watch the video below:

(Click here to watch on YouTube)

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How long do YOU want it to take to become a millionaire?

At the end of the day, it's up to you. I first started pursuing success in my early 20s. My goal was to become a millionaire by the time I was 30 years old. During that time, I was learning everything that I could about business, marketing, investing, and entrepreneurship.

I knew that I could achieve the level of success that I desired because I was young and I had time on my side. However, I also knew that if I wanted to hit the million-dollar mark, I would have to make a lot of sacrifices and take massive action.

I ended up becoming a millionaire at 27 years old, so I over-achieved on the goal I set for myself. I'm not going to sugarcoat it… the idea of waiting until I was 67 years old to retire and enjoy life terrified me, especially after I read the book The 4-Hour Workweek.

Thus, I was willing to do whatever it took to achieve financial success. I committed to mastering every area of my life and I was consistent in that endeavor for over a decade.

Best-selling author Malcolm Gladwell came up with the idea of the “10,000-hour rule of self-improvement”. This principle states that to become world-class in any field, you need 10,000 hours of deliberate practice.

While this may hold true for some, I believe that people are capable of mastering something a lot faster if they engage in behaviors that fastrack their success. In particular, learning from people's successes and failures. I think this is a smart way of accelerating any process. This is what I do with anything that I want to learn in life.

The Correlation Between Beliefs & Financial Success

Most of our beliefs about money and success develop during childhood. We call these your money scripts – your values and beliefs about money that you grew up with that impact your habits today in ways you might not even be aware of.

For example, if you grew up believing that money was the root of all evil, naturally, you will not easily attract money into your life. You'll link pain to money. The association will be so strong that it will inhibit you from creating financial abundance.

This is why it's so important to understand what your money beliefs are and how these beliefs are holding you back financially. If you have mental software that is outdated, you need to update it so that you possess more empowering belief systems.  

We live in a world where opportunities are abundant. People who struggle to achieve financial success have yet to master their inner game, meaning their mindset. People whose inner game is “off” don't feel confident or in alignment with their truth.

Mastering your mindset starts with awareness and intention. You cannot change until you know what your dysfunctional beliefs are and how they are negatively impacting your life. If you want to become a millionaire, you need to be willing to THINK like a millionaire.

Invest in Yourself and Your Financial Future

I have achieved the success that I have today because I have dedicated my life and work to never-ending learning. If you want to become a millionaire, you must invest in your biggest asset – YOU.

Read books, attend seminars, listen to podcasts, hire coaches and mentors, go through online training programs. The more that you learn, the faster that you will create a millionaire mindset, and the more money that you will earn. 

Entrepreneurship is a risky endeavor, which is why I decided to start investing my money early on in my journey. When I was 18 years old, I read a book called The Wealthy Barber. It sparked my interest in the world of investing and I never looked back.

Today, I like to invest in index funds, otherwise known as ETFs. This is an investment fund that allows you to buy a basket of individual stocks. I'm not taking a big risk by spreading my money out amongst many established companies. I always pay myself first, but I put aside 10% of the money that I make and invest it into ETFs.

If you invest like this when you're young, month after month, you will see the power of compounding. By the time you're 65, you can become a millionaire, simply by making smart investing decisions when you're younger.

How badly do you want to become a millionaire?

If you want it bad enough, you will do whatever it takes to achieve that goal. You determine your success in life. If you are willing to do what others will not, and build wealth as if your life depends on it, there is no question that you will become successful. 

Are you ready to set yourself up for financial freedom? CLICK HERE to take this 60-second quiz to find out which business model is the best for you to start your online business!

How would your life change if you could make more money?

I'm a firm believer that success is a mindset. Before you can build long-term wealth you first have to understand what your relationship with money is.

A big reason why a lot of people struggle to make more money is that they possess a scarcity mindset. This is the belief that there will never be enough of anything.

The most financially successful people in the world operate from a place of abundance. As a result, they become the master of their money.

If you're ready to take control of your finances, keep reading to discover 3 things that you need to master in order to win the game of money!

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What does money mean to you?

Your answer will give you a glimpse into your relationship with money. I view money as a game. If you know the rules, there is no limit to how much you can make. Making money can be an enjoyable process. However, the game of money isn't fun to play if you don't know how to play it.

The goods news is that, just like any game, once you get good at it, you keep winning more and more. The question is, “How do you learn the money game?” Study the mindset, behaviors, and habits of the most financially successful people in the world and put their knowledge into action.

The amazing thing about the Internet is that it has made it easy for anyone to make passive income online. There are endless ways that you can earn money from the comfort of your home, whether it's freelance work, affiliate marketing, Amazon book publishing, or selling physical products on Amazon.

I decided to become an entrepreneur when I was 21 years old. It was the best decision I've ever made. I've been blessed to be able to turn my passion for self-development into a multi-million dollar online business. I'm proud that I've been able to achieve financial freedom at such a young age. However, the greater gift that I've received from my business has been the positive impact I've made in the lives of millions of people.

Making a lot of money is great, but it doesn't buy happiness.

Researchers have found that people are happiest when they make about $75,000 a year. However, emotional well-being and life satisfaction tend to decline after the $95,000 mark. Acquiring a lot of material wealth won't make you a happier person. Happiness is an inside job.

I believe that anyone can turn their passion into an online business and make a profit doing what they love. However, before you can start growing your wealth and creating financial abundance, there are three things that you need to master first. Let's dive in!

1. Learn How To Earn Money

From a young age, a lot of us are conditioned to go to school and get a 9 to 5  job. However, the world is changing. The Coronavirus pandemic has proven that having a 9 to 5 job is risky. A lot of people have been faced with the possibility that they may have to learn new ways of working and making money.

Dealing with financial unknowns has created a lot of stress for people. However, it has also presented people with new opportunities to create life on their terms. There are so many ways that you can earn money online.

Don't reinvent the wheel. The smartest way to make more money is to learn from those who have already achieved what it is that you desire. The reason why I am so successful today is due, in large part, to the fact I put myself in environments with people who are smarter and more successful than I am.

When you surround yourself with the right circle of people, you raise your standards, thereby creating more opportunities to grow and become more. That is how to best leverage your success in life.

2. Learn How To Keep Money

If you don't learn how to master your money, your money will master you. A lot of people know how to make money, but they don't necessarily know how to keep it. If you live paycheck to paycheck, you will never able to get ahead financially. If you spend more money than you make every month, you know that it's time to create a budget.

The reason why budgeting feels like such a nuisance is because it requires that you sacrifice something. However, it is the only way to start taking control of your spending.

Make a list of all of your monthly expenses and determine where your money is going. By tracking your spending every month, you will develop stronger money management skills that will help you save and plan for your financial future.

3. Learn How To Grow Money

One way to grow your money is to build an online business. Building passive income gives you financial freedom so that you can design your ultimate dream lifestyle. When your money works for you, you don't have to work for money.

Imagine how it would feel to wake up and see that you made thousands of dollars while you were sleeping. That's what building a successful online business can give you. A second way to grow money is by investing the money that you make. Investing guarantees that your money is safe.

I started investing when I was 18 years old. Today, I've built a 3.5 million dollar investment portfolio. If you invest the right way, you can set yourself up to be extremely wealthy later in life.

If you want more money, you must master these 3 things first.

Financial security is a worthwhile pursuit. However, if you're only interested in making money for the sake of money, remember that money isn't the source of lasting happiness. Conversely, when your financial goals are in alignment with your higher self, making money becomes a spiritual journey.

Strive for money to be the reward that you get for adding value, creating impact in the lives of others, and contributing to the betterment of the world at large.

In the words of my mentor, Tony Robbins, “The secret to wealth is simple: Find a way to do more for others than anyone else does. Become more valuable. Do more. Give more. Be more. Serve more.”

Do you want to figure out which online business will best help you become financially free? CLICK HERE to get instant access to my FREE business quiz!

I went from being broke to achieving financial freedom. 

If you've ever been broke, you know how much of a toll it can take on your mental and emotional health.

A study found that high amounts of debt are associated with higher rates of stress and depression. If you're struggling financially right now, there is hope.

How would your life change if you never had to worry about money again? Ultimately, pursuing financial freedom is about making a decision that you are no longer willing to accept the status quo.

All in all, nothing in your life will change unless you are willing to change. If you're ready to take ownership of your finances, save for your future, and design your dream life, let's dive in!

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If you don't want to be broke anymore, listen to this.

There was once a time in my life when I was broke and in a lot of credit card debt. My financial situation got so bad that I had to live on my friend's couch for a year. That was painful. Eventually, I was able to dig my way out of the financial hole that I got myself in. I'm not going to lie, it wasn't easy.

The road to financial freedom was a trek that I was willing to take because the alternative was too painful to bear. The only reason why I was in debt, to begin with, was because of the poor money decisions that I made. It wasn't until I took responsibility for my choices that I felt empowered to change my financial situation. The question is, “How did I go from broke to financial freedom?” It started with changing my money beliefs.

It must be remembered that you cannot create long-term wealth if you don't have a healthy relationship with money. What are your money beliefs? If you feel like there is never enough money or you're fearful to spend money, I hate to break it to you but you have a scarcity mindset.

The first step to shifting from a scarcity to an abundance mindset is to acknowledge why you are struggling financially.

Keep in mind that the root of your money fears can be traced back to childhood. For this reason, reflect upon the ways in which your money mindset was shaped by your early financial experiences. To clarify, if a child witnesses their parents struggle with money, they end up associating money with fear and lack. As the child grows up and becomes an adult, their money blueprint controls every financial decision that they make.

Secondly, you need to do the work to reprogram your money script. Replace disempowering, conditioned messages about money with more empowering ones that focus on financial abundance. In reality, if you don't commit to rewriting limiting beliefs that are holding you back, you will end up finding ways to sabotage your success.

None of the above will be possible if you don't take full responsibility for your life and your choices. If you're struggling and broke right now, it's time to humble yourself. You cannot blame the economy, the government, your ex-partner, or your business partner for your financial problems. The more that you deflect blame elsewhere, the more powerless you will feel.

Generally speaking, sometimes it takes hitting your emotional threshold before you're ready to change your financial situation. That's what happened to me. One day I woke up and I was tired of being broke. In particular, the mental and physical toll that it was having on my life was overwhelming.

I made a decision that I would never be broke again and I committed to making smart decisions with my money. Today, I'm financially free and have been able to design life, on my terms. It's possible. Keep in mind that everyone starts somewhere, so get real with yourself…

Are you ready to transition from broke to financial freedom?

Again, if you are currently struggling financially, decide today that you are going to start reprogramming your limiting beliefs about money. Your beliefs shape your success in life. If you commit to releasing your mental blocks associated with money and wealth, financial freedom is yours for the taking.

Do you want to know which online business can best help you create financial freedom? CLICK HERE to get instant access to my FREE quiz!

Books can help you make more money.

Building the habit of reading every day has proved to be a game-changer in my life. I started reading books when I was 17 years old.

This was the time at which I was introduced to the world of self-development. Money-making books have helped me attract more money and wealth.

Want to know the 10 books that can make you more money? You've come to the right place!

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Do you have the desire to make more money?

I believe that one of the best ways to take control of your finances is by investing in yourself.  Financial education creates financial freedom. When I was younger, I had a scarcity mentality. Because I grew up in a family where we didn't have a lot of money, I created a story that money was the enemy.

At the time, I couldn't see how this scarcity mentality was negatively affecting my ability to attract more money into my life. However, once I knew where my money scripts were coming from, I felt empowered to change them.

Money scripts are the internalized and unconscious beliefs we have about what money is, what it is not, what it can or cannot do, the role we play in it, and the role it plays in our lives. Not surprisingly, these scripts form in childhood and end up influencing our financial decisions in adulthood.

Nobody taught me about money in school. Rather, I learned about money from millionaires, multi-millionaires, and billionaires who wrote books about financial wealth. I extracted the mindsets of financially successful people, which ended up laying the foundation for my own financial success.

I promise that these 10 books will set you up for long-term success, financial wealth, and abundance in your life.  Since reading many of these money-making books, I have gone on to make millions of dollars in my business. Let's dive in!

1. Think and Grow Rich, Napoleon Hill

This book was written over 100 years ago. Napoleon Hill was hired by Andrew Carnegie who, at the time, was the richest man in the world. Carnegie sent Napoleon Hill to interview the most successful people in the world, which provided the framework for the teachings inside this book. This book will help you master your money mindset.

2. Rich Dad Poor Dad: What The Rich Teach Their Kids About Money That the Poor and Middle Class Do Not!, Robert Kiyosaki

In this book, Robert Kiyosaki shares a story about his Rich Dad and his Poor Dad. His Poor Dad, who was his biological father, had a belief system that was similar to the rest of society – go to school, get a good education, work until you're 65 years old, and then retire.

Robert also learned from his Rich Dad, who was his friend's father. He instilled within Robert the belief that he should start a business of his own as a way to create financial abundance. Inside the book, Robert teaches a lot of core money concepts related to assets and liabilities which helped me change my relationship with money.

3. MONEY Master The Game: 7 Simple Steps to Financial Freedom, Tony Robbins

In this book, Tony Robbins interviews the top 50 richest financial investors in the world, some of whom include Warren Buffett, Ray Dalio, and Jack Fogel. This book laid the foundation for a lot of my beginner investment decisions related to index funds. It taught me about the value of paying myself first and compound interest. This is quite a lengthy read, but Tony also has a smaller version of this book, called Unshakeable.

4. The Millionaire Fastlane: Crack the Code to Wealth and Live Rich for a Lifetime, MJ DeMarco

This book dispels the traditional long-term approach to creating wealth. Instead, it teaches you that the most financially successful people didn't become wealthy by getting rich slow.

The teachings inside of this book have contributed a lot to the success that I've created in my business. I use the mindset that DeMarco talks about, in conjunction with my long-term wealth creation and investment strategies.

5. The Secrets of the Millionaire Mind: Mastering the Inner Game of Wealth, T. Harv Eker

This book talks about the mindset of being a millionaire and helps you understand what your money blueprint is. Think of your money blueprint as your baseline of how much money you think you're worth.

Once people go beyond their baseline, oftentimes they will self-sabotage and bring themselves back to where they think they should be. Your blueprint is based on the people whom you surround yourself with. If you look at the top five incomes of someone's friends, you can tell how much money they make.

6. The Richest Man in Babylon, George S. Clason

This book gives you financial advice through a collection of stories set in ancient Babylon. Clason teaches you the basics of how to allocate your money and pay yourself first. Inside his book, he offers simple-to-understand solutions to your personal financial problems so that you can become a better financial planner and create long-term wealth.

7. Rich Dad's CASHFLOW Quadrant: Rich Dad's Guide to Financial Freedom, Robert Kiyosaki

You should read this book after you read Kiyosaki's first book, Rich Dad Poor Dad. This book shares four different quadrants – employee, self-employed, business owner, and investor. Kiyosaki describes that you do not want to be the employee or the self-employed.

This is otherwise known as the rat race, where you are living paycheck to paycheck and trading your time for money. Kiyosaki encourages people to be a business owner or investor. These types of people work on their businesses, not in them. He calls this way of life “the fast track.”

This is when you can pursue your dreams and create financial freedom. He's also got a great board game called Cashflow that I encourage you to purchase. It will teach you a lot about investing, money, and financial education.

8. The Automatic Millionaire, Expanded and Updated: A Powerful One-Step Plan to Live and Finish Rich, David Bach

This book shares some of the same principles as the other books I've mentioned above. However, there is still value in reading it.

Inside his book, Bach talks about the value of paying yourself first, automatically. He says that you want to hold onto at least one hour a day of your income, which works out to about 12.5 percent of your pretax income, to save and invest. If you do that, over time, he believes that you will become an automatic millionaire.

9. The Wealthy Barber: The Common Sense Guide to Successful Financial Planning, David Chilton

This is one of the biggest, best-selling financial-planning books of all time. I first read this book when I was 18 years old.

Inside, it explains the story about a guy who goes to a barber and gets financial advice, and the barber ends up becoming a millionaire. Chilton walks you through the steps of how to better manage your money so that you can take control of your financial future.

10. The Millionaire Next Door: The Surprising Secrets of America's Wealthy, Thomas J. Stanley

A lot of people have a misconception about how millionaires live their lives. A lot of them aren't flashy people.  Many millionaires are very conservative with their money, just like the person next door.

An additional book that I suggest you read is called The 4-Hour Workweek: Escape 9-5, Live Anywhere and Join The New Rich written by Tim Ferriss. His book teaches you how to work smarter by outsourcing and delegating your work.

If you read these 10 books, you'll create financial freedom.

The more that you learn, the more that you earn. You owe it to yourself to be financially educated and responsible. If you take action on the information that is found in these books, you will position yourself for long-term financial success and abundance.

I encourage you to choose 5 of the 10 books I've talked about and go deep with them. If you want to study a specific approach to making money, I suggest reading books by investors like Warren Buffett, Ray Dalio, Peter Lynch, George Soros, or Sir John Templeton.

If you want to go deeper with business, study people like Sam Walton, Elon Musk, or Jeff Bezos. However, before you do any of this, get a solid understanding of how to manage your money so that you can create financial habits that will set you up for success.

Which book will you start reading this week?

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I want to tell you how to quit your job, even if you're scared out of your mind.

Take a moment and imagine what your perfect day would look like. Being an entrepreneur allows you to create your ultimate dream lifestyle.

I'm not going to lie… quitting your job isn't easy. However, if you're tired of building someone else's dream, I'm here to tell you that you can choose a different path.

Are you ready to quit your job and live life on your terms? I'm going to share two approaches that will help you do so!

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Quitting your job is risky.

However, it's also extremely empowering, especially if you are unhappy and ready to create a new chapter in your life. A lot of people get disillusioned with the false hopes that the rat race provides. They get trapped in a never-ending cycle of working and paying bills, but are never able to get ahead.

The problem with the rat race is that there's no finish line. You just go in circles, hoping for a different result every single time, but never get it. Not surprisingly, this way of life creates a lot of pain and suffering for people.

For those of you who are ready to quit your job and escape this lifestyle, I want to offer two different approaches that you can take. Ninety nine percent of people will follow one approach, while the other one percent will follow the other. No matter what path you decide to take, all that matters is that you are ready to take action and create a life that makes you come alive inside.

Approach #1

I quit my job when I was 21 years old to pursue my dreams of building an online business. Up until that point, I was working for my dad's family business building limestone fireplaces. I worked this job for a few years. I did not enjoy working with my family. My dad and I would argue all the time. Nothing was ever good enough.

There was an opportunity for me to take over the family business, but deep down inside I knew that it wasn't my purpose in life. I knew that if I did that job for the rest of my life I would have felt like I settled. I didn't want to live a life of regret. This is why I decided to start my own business.

At the time, I didn't know anything about business. Luckily, when I was 17 years old, I got into the self-development world. I started to change everything about myself. By transforming my life, I started to create more opportunities for myself.

At 21 years old, I started a business called Lifestyle Transformations.

It was a dating and life coaching business. My vision was to help men build their confidence and self-esteem so that they could attract a partner into their life. I didn't know anything about business or marketing when I started. However, I had a passion to help people and I believed that I would make it work.

I quit my job and pursued that goal, full-time without a website, clients or customers. That being said, I did save some money which covered me for two months. My purpose was strong enough that I was willing to do anything to make my dreams come true.

For most people, this is not the best approach. However, at that stage of my life, it was for me. The pressure motivated me and forced me to become resourceful and figure things out. I read every book, did online courses, and attended every single event. At times, I even approached strangers on the street and tried to convince them to attend my seminars. Even though my approach worked out for me, it wouldn't work for the majority of people.

Approach #2

The second approach that I am going to share is the smarter and safer strategy when it comes to quitting your job. It is probably what I would do today, especially if I had kids, a family, and other responsibilities.

You need to know what your risk threshold is before quitting.

At 21 years old, I didn't have anything to lose so I was okay with taking a big risk. If you aspire to start your own business, I first recommend that you set a date in your calendar when you're going to quit your job. That deadline will create a sense of urgency for you. This means that you've got to be prepared to the best of your ability, so that when you do decide to quit, you will have set yourself up to succeed.

Secondly, you need to make sure that you have money put aside. I recommend creating an emergeny fund, which is 3-6 months of whatever your existing income is per month. Let's be honest… there is a risk in quitting your job. An online business won't make you money right away.

That's why you need some financial security so that you can dip into some savings if you need to. This will give you peace of mind while you are pursuing your dreams. You've got to expect the best but still, plan for the worst. Sometimes life will hit you with curveballs.

Plan for this so that your business doesn't crash and burn.

Third, don't quit your job and start your online business full time until your business is established enough that you are able to pay for all of your expenses. Let's say that you need to make $3,000 per month. This means that your business needs to be producing $3,000 per month consistently.

A lot of people quit their jobs too early. Having an online business isn't like having a 9-5 job. You don't get paid the same amount of money every month. Some months will be better than others. This is why your business needs to have some maturity behind it. The more time that you have to establish your business, the more certain that you will be that it can support you financially.

This is how to quit your job, even if you're scared out of your mind.

If you're struggling to make the decision to quit, I encourage you to envision what your life will look like if you don't quit. Let that pain be the driving force that inspires you to dive into the unknown and start creating the life that you've always dreamed of.

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I dropped out of college and it was the best decision I've ever made in my life.

I'm a 32-year-old multi-millionaire entrepreneur, investor, and philanthropist. The purpose of this article is not to boast about my success.

Rather, it's to share all of the reasons why it is possible to achieve success without a college degree.

I would not be where I am today, or who I am today, had I not decided to become an entrepreneur. Are you ready to learn why I dropped out of college?

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College isn't for everyone and that's OK.

Unfortunately, society has conditioned us to believe that getting a college degree is the only way to achieve success. If you don't get top grades and go to the best schools, you are setting yourself up for failure. I challenge this mode of thinking because everyone has a different vision for their life.

If you are passionate about going to college, great! I am in no way, shape or form discrediting what matters to you. However, if you aspire to become an entrepreneur and achieve financial freedom, it's important to take a step back and re-think whether or not college is the best path for you to take.

According to a CNBC/SurveyMonkey Small Business Survey, entrepreneurs who did not attend or finish college outnumbered those with higher-education degrees across both genders and in every age group. I made the choice to take the road less traveled, as have many other successful entrepreneurs.

Take Bill Gates as an example. The founder of Microsoft is worth an estimated $80 billion dollars, making him the most successful Harvard college dropout in the world. When you hear success stories like this, it shifts your entire perspective about what is possible.

When I was in high school, I was a C- student. I barely graduated.

It's fair to say that I had zero motivation when it came to school. I had a very difficult time learning. In fact, my teachers labeled me as having dyslexia because I wasn't able to effectively retain information. Later on, I learned that we all have different styles of learning. Unfortunately, the school system is flawed because it only caters to a specific style of learning. A “one size fits all” approach doesn't work because every child has different strengths and needs.

When I graduated from high school I didn't know what I wanted to do with my life. This is a natural experience for a lot of young people. Fortunately, I found the world of self-development. I'm so grateful for that because it gave me a platform to self-educate myself. It allowed me to get clarity about who I was and the direction that I wanted my life to take.

A big “aha” moment that further validated my decision to not go to college was when I read the book called, Emotional Intelligence: Why It Can Matter More Than IQ by Daniel Goleman. In his research, he found that the biggest indicator of success is not your IQ, but rather it's your EQ. This is one of the biggest challenges in the school system today. They determine one's competence level based on their IQ. In the real world, book smarts will only get you so far. 

Intellect is not the only predictor of success in life. 

If you can’t recognize, understand, and manage your emotions, you will struggle. EQ encompasses traits like resilience, self-control, determination, and confidence. I am who I am today because I have developed and cultivated my emotional intelligence. My ability to develop EQ has been one of the strongest predictors of my financial success.

From my personal experience, the easiest and fastest way to achieve success is to model the achievements of successful entrepreneurs. The core idea behind modeling is that if you mimic the behaviors, strategies, beliefs, and emotional states of successful people, you will, in turn, become more successful.

These are the reasons why I dropped out of college. I've never regretted my decision.

I believe that self-education is the key to living the life that you want, on your terms. It allows you to create a solid life roadmap that you are proud of. During the process of deciding which direction you want your life to take, make sure that you don't get swayed by other people's opinions or judgments. This is your life and your choices. In the words of Alan Gerry, “You don't need a four-year college degree if you have burning ambition or a great plan.”

What do you want? Only you can answer that question.

If you determine that the best way to achieve your dreams is to go to college, then work to make that happen! However, if you are on the fence, know that there are many other ways to grow, learn, and achieve massive success in life.

Do you want access to cutting-edge strategies for accelerating success and mastering every area of your life? CLICK HERE to join my Life Mastery Accelerator program!